We hold several forms of insurance, in addition to Health and dental, as required by state law and our 2016 agreement with Drake University. These include:
  1. Commercial General Liability: as a business, our premises and operations at the Iowa office are covered
  2. Umbrella Liability on top of our Commercial General
  3. Automobile (Hired & Non-Owned) liability: covers us in the event that an employee running a business errand gets in an accident (even in their own car). It also covers cars rented for business.
  4. Directors and Officers Liability
  5. Worker's Compensation: covering instances of injuries on the job in all of our locations (remote employees included)
    1. Payroll reported quarterly (by accountants)

As of 2022, our agents included LMC Insurance (McKenzie Merical and Cole Kramer) in Iowa.

Insurance Policies
Insurance PolicyPolicy CarrierRenewal DateInsurance Agent
1Commercial General LiabilityCincinnati (Package policy)2/1/2024Assured Partners/LMC Insurance (Mckenzie Merical)
2Umbrella LiabilityCincinatti (Package policy)2/1/2024Assured Partners/LMC Insurance (Mckenzie Merical)
3Automobile (Hired & Non-Owned) LiabilityCincinatti (Package policy)2/1/2023Assured Partners/LMC Insurance (Mckenzie Merical)
4Directors and Officers LiabilityCincinnati (Professional Package policy)2/1/2023Assured Partners/LMC Insurance (Mckenzie Merical)
5Employment Practices Liability Cincinnati (Professional Package policy)2/1/2023Assured Partners/LMC Insurance (Mckenzie Merical)
6Cyber Security Coverage Cincinnati (Professional Package policy)2/1/2023Assured Partners/LMC Insurance (Mckenzie Merical)
7Workers CompensationEmployers2/1/2023Assured Partners/LMC Insurance (Mckenzie Merical)
8HealthUnited Healthcare3/1/2023Assured Partners/LMC Insurance (Cole Kramer)
9DentalPrincipal3/1/2023Assured Partners/LMC Insurance (Cole Kramer)


More information is located in /export/hr/3-HUMAN RESOURCES/Insurance/
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